Community Search:

Zephyrhills, FL Waterfront Communities and Homes (or near)

Zephyrhills, Florida, is a welcoming city known for its friendly community and ideal setting for active adults 55+. Famous for its natural springs and mild climate, Zephyrhills offers a range of outdoor activities, including golfing at the local courses and enjoying scenic walks in parks like Zephyr Park. The city is also known for its skydiving opportunities, attracting enthusiasts from all over. With a charming downtown area featuring unique shops and local dining, Zephyrhills provides a relaxed and engaging lifestyle perfect for a fulfilling retirement.

Experience vibrant waterfront living tailored for active 55+ communities. Enjoy scenic views, recreational activities, and luxurious amenities. Connect with like-minded neighbors in a serene, resort-style environment that offers relaxation and adventure on the water.

39 homes | « Prev
Bedrooms

Bathrooms
Square Feet
-

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

38847 Golf View Ave
Dade City, FL 33525

Site # 5B-044

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

39117 Golf View Ave
Dade City, FL 33525

Site # 6B-055

This beautiful 2023 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

9132 Masters Blvd.
Dade City, FL 33525

Site # 8-020

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

9114 Masters Blvd.
Dade City, FL 33525

Site # 8-016

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

38942 Golf View Ave
Dade City, FL 33525

Site # 6B-070

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

39002 Golf View Ave
Dade City, FL 33525

Site # 6B-068

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

38943 Golf View Ave
Dade City, FL 33525

Site # 5B-052

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

38931 Golf View Ave
Dade City, FL 33525

Site # 5B-050

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

38919 Golf View Ave
Dade City, FL 33525

Site # 5B-048

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

38903 Golf View Ave
Dade City, FL 33525

Site # 5B-046

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

9024 Fairway Loop
Dade City, FL 33525

Site # 8B-026

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

39027 Golf View Ave
Dade City, FL 33525

Site # 6B-049

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

39003 Golf View Ave
Dade City, FL 33525

Site # 6B-045

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

3 Beds | 2 Baths

39015 Golf View Ave
Dade City, FL 33525

Site # 6B-047

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

39033 Golf View Ave
Dade City, FL 33525

Site # 6B-050

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

38947 Golf View Ave
Dade City, FL 33525

Site # 6B-044

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

38937 Golf View Ave
Dade City, FL 33525

Site # 5B-051

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

39021 Golf View Ave
Dade City, FL 33525

Site # 6B-048

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

The Highlands at Scotland Yards

Nearby Location MatchNearby Location Match

2 Beds | 2 Baths

38925 Golf View Ave
Dade City, FL 33525

Site # 5B-049

This beautiful 2024 home is built to last with Wind Zone II construction and boasts high-quality materials and craftsmanship throughout. Low-E insulated glass windows are designed to keep you comfortable year-round while being energy-efficient. The ...

Community Lifestyles: 55+ Communities, Active Retirement, Manufactured Homes, Golf Course Living, Waterfront Living (or near), Real Estate Homes and Land

Community Amenities: Arts & Crafts Room, Billiards Room, Bocceball Court, Cards Room, Clubhouse (13,000 sq.ft), Community Center, Community Kitchen, Community Patio (covered) , Dog Park, Fitness Center, Game Room, Gated Community, Golf Course Nearby, Library / Business Center, Organized Activities, Pickleball, RV Storage Area, Sauna, Shopping Nearby, Shuffleboard Court, Swimming Pool 1 (lap pool), Swimming Pool 2 (heated), Tennis Court, Walking Trails,

Zephyrhills, Florida, is a welcoming city known for its friendly community and ideal setting for active adults 55+. Famous for its natural springs and mild climate, Zephyrhills offers a range of outdoor activities, including golfing at the local courses and enjoying scenic walks in parks like Zephyr Park. The city is also known for its skydiving opportunities, attracting enthusiasts from all over. With a charming downtown area featuring unique shops and local dining, Zephyrhills provides a relaxed and engaging lifestyle perfect for a fulfilling retirement.

Experience vibrant waterfront living tailored for active 55+ communities. Enjoy scenic views, recreational activities, and luxurious amenities. Connect with like-minded neighbors in a serene, resort-style environment that offers relaxation and adventure on the water.

Easy Compare

Compare
X

Browse cities within Florida

Browse Homes in Florida

America's Top 100 Best Master-Planned Communities

Featured Communities

Colony In The Wood - Sun Communities

Colony In The Wood - Sun Communities

4000 South Clyde Morris Blvd. Port Orange FL 32129

Colony in the Wood, Port Orange, FL is a community with activities and a lifestyle specifically designed for adults ...

 

2 homes $73,000 - $74,995

4000 South Clyde Morris Blvd. Port Orange, FL 32129

Visit Showcase
 
 

Shadow Wood Village - Sun Communities

Shadow Wood Village - Sun Communities

14709 Shadowwood Blvd. Hudson FL 34667

Welcome to Shadow Wood Village, a 55+ manufactured home community in Hudson, FL, where your dream of Florida homeownership comes ...

 

12 homes $24,995 - $149,999

14709 Shadowwood Blvd. Hudson, FL 34667

Visit Showcase
 
 

Walden Woods - Sun Communities

Walden Woods - Sun Communities

7193 West Walden Woods Drive Homosassa FL 34446

Walden Woods is a gated, 55+ retirement community that offers beautiful manufactured homes paired with a relaxed and enjoyable lifestyle. ...

 

18 homes $59,900 - $149,900

7193 West Walden Woods Drive Homosassa, FL 34446

Visit Showcase
 
 

Shalimar Village MHC

Shalimar Village MHC

6529 Stone Road Port Richey FL 34668

Shalimar Village Manufactured Housing Community located in Port Richey, Florida, is all about lifestyle. ...

 

18 homes $8,000 - $84,000

6529 Stone Road Port Richey, FL 34668

Visit Showcase
 
 

Whispering Pines

Whispering Pines

4658 Whispering Pines Blvd. Kissimmee FL 34758

Whispering Pines is an upscale, gated 55+ resort-style manufactured home community located at 4658 Whispering Pines Blvd in Kissimmee, Florida. ...

 

1 homes $79,000 - $79,000

4658 Whispering Pines Blvd. Kissimmee, FL 34758

Visit Showcase
 
 

Maplewood Estates

Maplewood Estates

1000 Chamberlain Dr Port Orange FL 32127

Maplewood Estates is a gated, resort-style 55+ manufactured home community located in Port Orange, Florida. Offering oversized home sites and ...

 

1000 Chamberlain Dr Port Orange, FL 32127

Visit Showcase
 
 

Royal Palm Village - Sun Communities

Royal Palm Village - Sun Communities

3000 US Hwy 17/92 W Haines City FL 33844

Royal Palm Village, Haines City, FLA, 55+ community welcomes everyone from fishermen to nature enthusiasts with its sparkling lagoons, tranquil ...

 

5 homes $29,000 - $148,995

3000 US Hwy 17/92 W Haines City, FL 33844

Visit Showcase
 
 

Buttonwood Bay - Sun Communities

Buttonwood Bay - Sun Communities

10001 U.S. 27 South Sebring FL 33876

Buttonwood Bay RV Resort in Sebring, Florida is the perfect combination of unparalleled comforts, beautiful climate, and engaging activities. Buttonwood ...

 

33 homes $7,000 - $169,995

10001 U.S. 27 South Sebring, FL 33876

Visit Showcase
 

My Saved Searches

Sign In or Create your free account to see your saved searches.

 

Welcome, Guest!   Sign InSign Up

panhandle florida northern florida upper atlantic coast and jacksonville central florida and orlando space coast tampa bay lower gulf coast florida lower atlantic coast and miami