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Once you’re retired, your need for insurance changes. It is a good idea to look at your coverage options and figure out what you need and don’t need, and where you might be able to achieve some savings. Read more...

It's wise to make sure you're getting the best price on your homeowners insurance. And it's equally wise to compare your rates with your agent's customer service to make sure you're receiving the best value for your dollar. Read more...

People often think if they have a disaster, they’ll just get a check in the mail for the amount of their coverage. But most insurance companies won’t just cut you a check without a list of the items you are seeking to have replaced. Read more...

If you faced a loss of your belongings through fire, theft or natural disaster, would your personal property insurance coverage be sufficient to replace everything? Compile a home inventory to give you the answer. Read more...

Have you discovered you were uninsured or underinsured after you experienced a theft, tornado, fire, etc? You may be able to claim your loss on your income tax return. Read more...

Most people know it's essential to have a home inventory to prove ownership of property after a tornado, fire, hurricane, burglary, etc. But there are many other situations where having this information would prevent devastating results. Read more...

Insurance policies can be as difficult to read as any other legal document, resulting in a high proportion of policyholders not understanding what their policies actually cover. Here are some of the most common misconceptions. Read more...
Life insurance may perhaps be not only the single biggest benefit in the tax code, but also the most cost-effective way to protect a large IRA. If set up correctly, life insurance proceeds could come into the estate sans estate and income tax. Read more...