There’s a lot of great information available on the Internet. There’s also a lot of misinformation. Some advice is misleading, and some is just plain wrong. The Internet is no substitute for expert financial and retirement planning advice. Read more...

Found in: Financial Planning

Tick, tock, tick, tock. 2013 is almost here, and here are a few more important points to remember if you are still sorting through year-end retirement planning. Read more...

Found in: Financial Planning, IRAs

Preparing for retirement is like nearing the finish line in a marathon: after so long, the end is finally in sight. In fact, that finish line is really the starting line in a different race—and in order to run it successfully, you have to plan for it. Read more...

Found in: Financial Planning, Retirement Planning

Hurricane Sandy did considerable damage in the Northeast part of the United States. As a result, the IRS issued several news releases describing the postponement of IRA and other retirement plan deadlines for victims affected by Hurricane Sandy. Read more...

Found in: IRAs

Are you overlooking the must-do task of protecting your identity? Long gone are the days when taking steps to protect your identity was optional, or something you did only if you had reason to believe your identity had been compromised. Read more...

Found in: Financial Planning, Fraud Prevention

Many of you have stepchildren. It’s perfectly fine to name stepchildren as the beneficiary of your retirement funds. However, care must be taken when naming them beneficiaries. Oftentimes, you need a spouse's consent. Read more...

Found in: Estate Planning, IRAs

When a Roth IRA owner dies, the money belongs to the beneficiary. Although Roth IRA owners never have to take minimum distributions during their lifetime, the beneficiary must take distributions after the Roth IRA owner dies. Read more...

Found in: IRAs

Will you have enough to retire on? Or, will you outlive your money? These are important questions to ask, as Americans are living longer than ever before. And a recent study shows that many feel financially unprepared to live longer. Read more...

Found in: Retirement Planning

You’ve probably dreamed about what you’d do if you won the lottery—quit your job, build your dream home or even donate a large sum of money to your favorite charity. Scammers know these dreams and feelings well...and prey on them. Read more...

Found in: Fraud Prevention

What options do you have when the estate inherits the IRA? If someone tells you it must be cashed out, don’t fall for it. Occasionally, there may be no other option, but don’t just take their word for it—be sure what the IRA agreement says. Read more...

Found in: Estate Planning, IRAs