That's the question facing retirees. Should they keep their savings in a company retirement plan, move the cash into an IRA, or take the money and run? Each choice has significant implications for taxes, estate planning and investment growth. Read more...

Seniors need to be aware of the scam artists who prey on the elder population with financial assets. They sound so nice. They offer to help you. But what they don't tell you is they're really salespeople, trying to get you to buy things you don't need. Read more...

When making a tax decision on converting a traditional IRA to a Roth IRA you should consider your personal income tax situation: will your tax rate be the same, lower or higher in the future? Read more...

Every now and then, a situation comes along that allows a taxpayer to benefit from an obscure, little known tax provision. Such was the case of "Archie" when he inherited his nephew's IRA. Read more...

If you are age 59 ½ and still working you may have an option of taking money out of your 401(k) plan without penalty and income tax and put it into an IRA rollover. Read more...

You've inherited an IRA from your spouse. What do you do now? Should you leave it as an inherited IRA or should you move it into an IRA in your own name? Read more...

If you have lost money in your Roth IRA, you are not alone. If your Roth IRA loses money shortly after you converted from a traditional IRA, your best choice may be to undo the conversion. Read more...

When planning to retire, it helps to understand that retirement is divided into distinct phases, each having changing issues, demands, and expectations on the part of retirees and their families. Professional guidance can help with all the transitions. Read more...

Difficult as it may be, seniors may have to defend their rights, shield themselves, or ask for help in the protection of their objectives and needs. Having outside experts representing them can be very beneficial and well worth the cost and time. Read more...

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