Preparing for retirement is like nearing the finish line in a marathon: after so long, the end is finally in sight. In fact, that finish line is really the starting line in a different race—and in order to run it successfully, you have to plan for it. Read more...

Found in: Financial Planning

Will you have enough to retire on? Or, will you outlive your money? These are important questions to ask, as Americans are living longer than ever before. And a recent study shows that many feel financially unprepared to live longer. Read more...

We’ve all heard that half the marriages in the United States end in divorce. Many times after a divorce, the IRA owner forgets to change the beneficiary. In most cases, courts have ruled that the ex-spouse is entitled to the funds despite the divorce. Read more...

Found in: IRAs

Social Security may be one of the cheapest annuities available. But wait...you don’t “buy” your Social Security annuity payments, right? You’re simply entitled to receive them after meeting certain requirements. Nevertheless. (Part 2 of 2) Read more...

Found in: Financial Planning, IRAs

Has the economy soured Americans’ views on retirement? A recent survey reveals that a wide range of emotions currently exist among different generations regarding retirement—spanning from positivity and contentment to anxiety and regret. Read more...

Social Security may be one of the cheapest annuities available. But wait...you don’t “buy” your Social Security annuity payments, right? You’re simply entitled to receive them after meeting certain requirements. Nevertheless. (Part 1 of 2) Read more...

Found in: Financial Planning, IRAs

Most people who have a 401K or an IRA have little idea of where their money is invested. When you ask them, “Where’s your retirement money?” they reply, “At the bank” or “With my broker.” No wonder so many people are financially unprepared for retirement. Read more...

Found in: Financial Planning

These days we are seeing many more retirees going back to work after their normal retirement date. With the present economy, many require more income to support their lifestyle, while others become bored and need a work-related discipline in their lives. Read more...

At some point in their lives, most workers will find themselves facing several options relating to retirement benefits when they leave an employer. They need to be as adequately informed as possible in order to make the best choices. Read more...

Found in: Financial Planning

In Part 1 of this series, we covered three options individuals have for their retirement plan benefits when they leave an employer. Here are three more options, and some closing words of wisdom when considering which choice is best for you. Read more...

Found in: Financial Planning